Overview

Balanced web page: The Balanced strategy generally invests a proportion of its funds in growth assets such as Australian and international equities and property, semi liquids and private equity and the balance in income-producing assets, such as interest-bearing securities. This combination offers real investment growth above the CPI rate over a 3 year period. There are more assets that produce income, which makes the strategy more stable than the High-Growth and Balanced Growth strategies. Objective: 2% above CPI Risk Profile: Medium Time horizon: 3 years PDS: Invests a proportion of funds in growth assets, such as shares and property, in combination with income-producing assets, such as interest-bearing securities. May be suitable for members seeking investment growth over the medium term with less volatility. Objective: 2.0% net return p.a. above CPI over a rolling 10-year period. Risk profile: The emphasis is still on growth, but with more stability than might be expected in High Growth or Balanced Growth. Standard Risk Measure: Risk band: 4; Risk label: Medium (Based on an estimate of 2.3 negative annual returns in any 20-year period)

Description

• LGS will not actively invest in companies that derive any revenue from: 
• Controversial weapons - including the manufacture and/or production of controversial weapons such as land mines, cluster bombs and nuclear weapons.
• Tobacco - including the manufacture and/or production of tobacco products. 
• LGS will not actively invest in companies that derive 10% or more of their revenue from: 
• Armaments - including the manufacture and/or production of armaments. 
• Gambling - including the manufacture and/or production of gambling machines and services and/or ownership of outlets housing these machines. 
• Old growth logging - including involvement in logging of old growth forests. 
• Uranium mining/nuclear - including involvement in uranium mining and production of nuclear energy. 
• LGS will not actively invest in companies that derive 33.3% or more of their revenue from: 
• High carbon sensitive activities - including coal mining, oil tar sands and coal fired electricity generation. 
• LGS will not actively invest in companies that are identified as: 
• High ESG risk - including poor governance and management of ESG risks.